Motor Trade Insurance

If you are involved in the motor trade and operate from your own premises, our specialist Motor Trade product, Excelerator, may be exactly what you need. Whether you buy and sell cars, are involved in the maintenance and repair of vehicles or some other specialist area of the motor trade, why not take a look at Excelerator, our specialist Motor Trade product for Isle of Man motor traders.

Who is the Excelerator Motor Trade policy suitable for?

Excelerator is suitable for most motor trade professionals operating from commercial premises. It doesn't matter if you own or lease the premises and we can provide cover for working with most types of vehicles. Our typical customers include:

  • Vehicle sales
  • Repair and maintenance garages
  • Body repairs
  • Vehicle restoration

What cover is available?

The basic covers available include:

  • Road Risks
  • Property - the buildings, tools, equipment and vehicles at premises
  • Business interruption
  • Money
  • Personal Accident
  • Employer's Liability
  • Public Liability

We can provide cover on a comprehensive, third party fire and theft or third party only basis for  vehicles owned and registered or leased in the name of the proposer. Our standard excess is £250.

The Benefits of Tower Insurance Motor Trade cover:

  • A policy designed and priced specifically for Isle of Man motor traders.
  • Local customer service teams for you and your broker.
  • A locally based claims team, for when you need us most.


Excelerator - Motor Trade - Policy Wording

 Excelerator - Motor Trade - Policy Summary

Excelerator - Motor Trade Quote Form